Is microfinance for women empowerment a zero sum game?

dc.cclicenceCC-BY-NCen
dc.contributor.authorSalia, Samuelen
dc.contributor.authorHussain, Javeden
dc.contributor.authorTingbani, Ishmaelen
dc.contributor.authorKolade, Oluwaseunen
dc.date.acceptance2017-09-04en
dc.date.accessioned2018-05-25T08:57:19Z
dc.date.available2018-05-25T08:57:19Z
dc.date.issued2017-10
dc.description.abstractMicrofinance interventions are often hailed to have significant positive consequences for women empowerment. However, in the last decade, the significance of microfinance has been contested due to unintended consequences that undermine women’s wellbeing. This paper sets out to examine whether microfinance empowers women or is it a zero-sum game. The paper deploys a participatory mixed-method approach including household questionnaire surveys, focus group discussions and key informant interviews to investigate the dynamics of microfinance effects on women in communities of different vulnerability status in Ghana. The results of hierarchical regression, triadic closure and thematic analyses demonstrate that the economic benefits of microfinance for women is also directly associated with conflicts amongst spouses, girl child labour, polygyny and the neglect of perceived female-domestic responsibilities due to women’s devotion to their enterprises. In the light of limited empirical evidence on potentially negative impacts of women empowerment interventions in Africa, this paper fills a critical gap in knowledge that will enable NGOs, MFI’s, policy makers and other stakeholders to design and implement more effective interventions that mitigate undesirable consequences.en
dc.funderN/Aen
dc.identifier.citationSalia, S. et al. (2017) Is microfinance for women a zero sum game? SAM-African Microfinance Week, Addis-Ababa, Ethiopia; 9-13 October, 2017. https://www.ada-microfinance.org/en/events/african-microfinance-weeken
dc.identifier.urihttp://hdl.handle.net/2086/16211
dc.language.isoenen
dc.peerreviewedYesen
dc.projectidN/Aen
dc.researchinstituteInstitute for Applied Economics and Social Value (IAESV)en
dc.researchinstituteCentre for Enterprise and Innovation (CEI)en
dc.subjectMicrofinanceen
dc.subjectWomen Empowermenten
dc.subjectUnintended Consequencesen
dc.subjectGhanaen
dc.titleIs microfinance for women empowerment a zero sum game?en
dc.typeConferenceen

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